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Personal Finance Chapter 4 Exam Questions with Correct Answers
Personal Finance Chapter 4 Exam Questions with Correct Answers If a loan is not repaid, the ____ of the borrower—used as security for the debt—could be sold by the lender. - Answer-collateral A(n) _____ is a number that indicates the likelihood of someone repaying debt. - Answer-credit score A(n) ____ reports on a person's credit history. - Answer-credit bureau The amount of time you have to pay back a loan is called the ____ of the loan. - Answer-term
- Exam (elaborations)
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Personal Finance Chapter 4 Exam Questions with Correct Answers If a loan is not repaid, the ____ of the borrower—used as security for the debt—could be sold by the lender. - Answer-collateral A(n) _____ is a number that indicates the likelihood of someone repaying debt. - Answer-credit score A(n) ____ reports on a person's credit history. - Answer-credit bureau The amount of time you have to pay back a loan is called the ____ of the loan. - Answer-term
Personal Finance Exam Questions with Correct Answers
Personal Finance Exam Questions with Correct Answers Which of the following best explains why students should learn about personal finance? - Answer-Learning to manage money at this stage can eliminate financial mistakes and promote huge financial benefits for the future. Key components of financial planning include all of the following except: - Answer-Allow your financial planner to make all of your major money decisions. Which of the following statements best describe how Americans ...
- Exam (elaborations)
- • 3 pages •
Personal Finance Exam Questions with Correct Answers Which of the following best explains why students should learn about personal finance? - Answer-Learning to manage money at this stage can eliminate financial mistakes and promote huge financial benefits for the future. Key components of financial planning include all of the following except: - Answer-Allow your financial planner to make all of your major money decisions. Which of the following statements best describe how Americans ...
Personal Finance Chapter 2 Exam Questions with Correct Answers
Personal Finance Chapter 2 Exam Questions with Correct Answers Money management refers to A. Preparing personal financial statements. B. Day-to-day financial activities. C. Trade-offs that occur with financial decisions. D. Storing financial records for easy access. E. Spending money on current living expenses. - Answer-b Which of the following is NOT a component of money management? A. Storing personal financial records to document business transactions and legal matters. B. Cre...
- Exam (elaborations)
- • 11 pages •
Personal Finance Chapter 2 Exam Questions with Correct Answers Money management refers to A. Preparing personal financial statements. B. Day-to-day financial activities. C. Trade-offs that occur with financial decisions. D. Storing financial records for easy access. E. Spending money on current living expenses. - Answer-b Which of the following is NOT a component of money management? A. Storing personal financial records to document business transactions and legal matters. B. Cre...
Personal Finance Ch 3 Exam Questions with Correct Answers
Personal Finance Ch 3 Exam Questions with Correct Answers T or F: #1 reason for divorce is stress and disagreement over money - Answer-True T or F: The envelope system works great for managing spending on things that donʹt normally have a fixed monthly expense - Answer-True T or F: If you write a zero-based budget every month, it is not necessary to reconcile your account - Answer-False T or F: Budgeting is crucial to your financial success - Answer-True T or F: Writing and following...
- Exam (elaborations)
- • 3 pages •
Personal Finance Ch 3 Exam Questions with Correct Answers T or F: #1 reason for divorce is stress and disagreement over money - Answer-True T or F: The envelope system works great for managing spending on things that donʹt normally have a fixed monthly expense - Answer-True T or F: If you write a zero-based budget every month, it is not necessary to reconcile your account - Answer-False T or F: Budgeting is crucial to your financial success - Answer-True T or F: Writing and following...
Personal Finance Banking Terms Exam Questions with Complete Solutions
Personal Finance Banking Terms Exam Questions with Complete Solutions Deposit Slip - Answer-Use this when you add money to your checking account Outstanding check - Answer-A check that the bank has not processed or paid yet Reconciliation - Answer-Making sure that your check registerand the bank statement agree NSF check - Answer-A check that is not paid when presented because a depositor's account does not have enough cash to cover it
- Exam (elaborations)
- • 2 pages •
Personal Finance Banking Terms Exam Questions with Complete Solutions Deposit Slip - Answer-Use this when you add money to your checking account Outstanding check - Answer-A check that the bank has not processed or paid yet Reconciliation - Answer-Making sure that your check registerand the bank statement agree NSF check - Answer-A check that is not paid when presented because a depositor's account does not have enough cash to cover it
Personal Finance Test Questions and Answers All Correct
Personal Finance Test Questions and Answers All Correct Which will maximize the amount of interest earned on your money? - Answer-High interest rate and long period of time Compounding frequency refers to - Answer-how often your interest is calculated and added back into your account. The more frequently this happens, the more interest you will earn. Rule of 72 - Answer-an estimate used to find out how long it will take your money to double. All you need to know is your interest rate! ...
- Exam (elaborations)
- • 3 pages •
Personal Finance Test Questions and Answers All Correct Which will maximize the amount of interest earned on your money? - Answer-High interest rate and long period of time Compounding frequency refers to - Answer-how often your interest is calculated and added back into your account. The more frequently this happens, the more interest you will earn. Rule of 72 - Answer-an estimate used to find out how long it will take your money to double. All you need to know is your interest rate! ...
NR547 Final Exam ACTUAL EXAM TEST BANK 200+ QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS)|AGRADE